Links

Adra Handbook

We will serve our members within the credit recovery industry in Southern Africa by:

Speaking/negotiating on their behalf with suppliers and the Council.

Providing members with guidelines regarding the operation of their

businesses within the ambit of the South African legislation.

Keeping them abreast of relevant, industry related information.

Providing them with training in aspects of credit recovery.

Debt Collectors Council

Section 19 of Act 114 of 1998 (the Debt Collectors Act),

Which was promulgated on the 7 February 2003, provides that debt collectors are entitled to recover from debtors such ”necessary expenses and fees prescribed by the minister (of justice) in the Gazette after consultation with the Council (for Debt Collectors.)“

The Act provides that NO PERSON may collect debts on behalf of any 3rd party unless he or she is registered with the Council for Debt Collectors.

Credit Information Ombud

The office of the Credit Information Ombud resolves complaints from consumers and businesses that are negatively impacted by Credit information.

The National Credit Regulator (NCR)

The National Credit Regulator (NCR) was established as the regulator under the National Credit Act 34 of 2005 (the Act) and is responsible for the regulation of the South African credit industry. It is tasked with carrying out education, research, policy development, registration of industry participants, investigation of complaints, and ensuring enforcement of the Act.

Debt Collectors Act

Debt Collectors Act [No. 114 of 1998]

National Credit Act (Government Gazette)

National Credit Act [No. 34 of 2005]

FASSET Learnerships

Implementing the Debt Collection Learnership

National Consumer Forum (NCF)

Civic efforts to inform and empower South African consumers are slowly gaining momentum, according to the National Consumer Forum.

Micro Finance South Africa (MFSA)

The recognised voice of the Microfinaciers

The Banking Association of South Africa

The Banking Association South Africa has its genesis in the Council of South African Banks (COSAB). Four separate associations addressing specific areas of activity in the banking sector were merged into COSAB in March 1992. These associations were:

The Association of Mortgage Lenders.
Merchant Bankers Association.
Clearing Bankers Association.
Association of General Banks.

Credit Bureau Association (CBA)

The Credit Bureau Association (CBA) is accountable for representing the interests of the credit information industry and regulating the conduct of its members.

By ensuring that credit information is reliable, accurate, up-to-date and complete, the CBA is committed to promoting equity, social justice and economic growth in the credit market.

CRED ability

It’s finally here a club just for you!

What is CRED club?

CRED Club offers individuals the opportunity to take part in educational dialogue. We believe that there is always a time for something new and we provide our members with information that will help them to be more effective in their work environment and innovative in their thinking.

Corporate Rebels

In order to aid Debt Collecting businesses, Corporate Rebels has put together a series of training programs. The objectives are to (i) enhance the knowledge of staff and ensuring success in collecting and (ii) to help business curb the vicarious liability it has, thus providing a total solution to the business owner.

The BEE Codes of Good Practice

The Codes of Good Practice on Broad-Based Black Economic Empowerment were gazetted on 9 February 2007 in Government Gazette Nos 29617 (Main Codes), 29610 (Financial Sector Charter) and 29616 (Construction Sector Charter).

DISCLAIMER

Information & text displayed in this website is for information only. Whilst every care is taken to ensure

accuracy, members and visitors to the site must use their own discretion in using the material. No responsibility

can be accepted by ADRA or its executives for errors or omissions. Where links are to other sites, products or services

given are for the benefit of viewers only and in no way constitute an endorsement of products or services.

Website Development, Hosting & Maintenance by MJWebco

Should you have any comments or feedback regarding this site please contact the Webmaster